Could you be a victim of mortgage fraud? It is very probable in today’s society full of scams and corruption. If you have applied and waited around for a mortgage modification and still have yet to see a reduction in your mortgage fees, perhaps your lender is refusing to modify your loan.
It is also possible that your lender may be stalling the process of your loan modification. Your lender could be doing this by repeatedly asking for documents that you have already submitted, not answering when you try to contact them and any other means to avoid giving you the loan modification you desperately need. Meanwhile, your past dues are building up which could ultimately lead to bankruptcy and foreclosure. In this case, you are the victim and your lender owes you, not the other way around.
Defend Your Mortgage can provide you with a full investigation report to look for predatory lending violations. We search for any violations in loans and can introduce you to New Jersey fraud litigation attorneys who can help to save your home from foreclosure.
If you think that you may be a victim of predatory lending, you can take Defend Your Mortgage’s free online test at www.defendyourmortgage.com. Take the test and see if your loan “red flags”. This test will give you an idea of where you stand with your loan modification situation.